Series A · Now live on Oracle Cloud Marketplace

Identity verification
for regulated industries.

A KYC, liveness, and AML stack that deploys on Oracle Cloud in under ten minutes — engineered to the accuracy and compliance bar your examiners already trust. Banks, insurers, fintechs, healthcare, government.

Book a Demo → Oracle Available on Cloud Marketplace
✓ SOC 2 Type II
✓ NIST 800-63 IAL2
✓ iBeta PAD Level 2
app.passflow.ai / verifications / vf_8a13c2
12:04 PM
Verification · vf_8a13c2
Pacific Heritage Bank · Workflow: us_retail_kyc_v3
Verified · 1.4s
Document
TypeUS Driver's License · CA
NameMaria E. Chen · match
DOB1992-03-14 · valid
MRZPassed · checksum OK
Liveness
PAD Level 2 · score 0.987
1:1 Match
Selfie ↔ Document portrait99.82% · MATCH
AML
OFAC SDN · PEP · Adverse media · UN, EU, HMTNo hits

Trusted by enterprises across banking, insurance, fintech, healthcare and government — processing 50M+ identities annually

PLACEHOLDER Customer logos pending written authorization — see case studies

What you get

Three claims you can verify in a 30-minute call.

No marketing fluff. Numbers come from production traffic across our deployed customers. Bring your fraud sample — we'll benchmark it live.

01 — Accuracy
99.6%

Bank-grade KYC accuracy

End-to-end document + biometric match accuracy, measured on 12 months of production traffic across banks, fintechs, insurers and healthcare.

Independently benchmarked, Q1 2026
02 — Deployment
<10min

Live on Oracle Cloud Marketplace

One-click deploy into your OCI tenancy. No procurement cycle, no security review of a new vendor cloud.

Co-engineered with Oracle Alliances
03 — Compliance
6/6

US-ready compliance stack

SOC 2 Type II, NIST 800-63 IAL2, ISO 27001, iBeta PAD Level 2, GDPR, CCPA. Documented, current, audit-ready.

Available under NDA in 24h
Platform

One stack. Six modules. Composable end-to-end.

Each module runs on its own — pull in liveness without changing your KYC vendor. Or compose the full pipeline with our workflow builder. Same APIs, same audit trail.

Identity Verification

End-to-end KYC workflow: document capture, OCR, biometric match, decisioning.

01 / API + SDK 120 ms p50

Document Verification

10,000+ document types across 200+ countries. MRZ, NFC, security feature checks.

02 / Capture + verify 10k+ doc types

Liveness Detection

Passive and active liveness with iBeta PAD Level 2 certification. Single-frame capture.

03 / Passive + active iBeta PAD 2

1:1 Face Match

Selfie-to-document and selfie-to-ID-photo matching with auditable similarity scores.

04 / Biometric NIST FRVT top decile

AML / Sanctions Screening

OFAC SDN, PEP, adverse media. Continuous monitoring with case management.

05 / Watchlists 250+ lists

Developer SDKs

iOS, Android, Web, Flutter, React Native. REST + webhooks. Sandbox in 5 minutes.

06 / Native + Web 5 platforms
Industries

Tuned to the regulator who's actually examining you.

Default workflows for Reg E, HIPAA, BSA/AML, state DOI requirements, and FedRAMP-aligned government use cases. Don't reinvent the policy layer.

01 / Banking

Banking

View use cases →
02 / Insurance

Insurance

View use cases →
03 / Fintech

Fintech

View use cases →
04 / Healthcare

Healthcare

View use cases →
05 / Government

Government

View use cases →
P Passflow × Oracle
Strategic partnership

Listed, certified, and co-engineered on Oracle Cloud.

If you already run your core on Oracle, you shouldn't have to add a second vendor cloud, a second data residency footprint, or a second procurement cycle.

01
One-click deployment Provision into your OCI tenancy directly from the Marketplace.
<10 min
02
OCI data residency, US & EU Customer PII never leaves the region you select. SOC 2 Type II controls inherited from OCI.
US · EU
03
Oracle Banking API integration Pre-built connectors to the FSGBU APIs: account opening, customer onboarding, KYC events.
1,800+ endpoints
See the listing →
CUSTOMER OCI TENANCY · us-ashburn-1 CONSUMER LAYER Mobile Banking Branch / Web Call Center PASSFLOW SERVICES · OCI MARKETPLACE KYC API Liveness 1:1 Match AML Workflow Engine Audit + Decisioning ORACLE BANKING APIS · FSGBU Customer Onboarding Party Mgmt Core Banking Oracle Autonomous Database · Object Storage · KMS
Customer story · anonymized

A 90-year-old bank cut onboarding from 4 days to 9 minutes.

Real numbers from a live LATAM deployment. Customer identity is private under NDA — available as a reference call after qualified intro. US case studies land Q3 2026.

“Passflow let us replace four legacy vendors with one platform. We process more identities in a week than we used to in a month, with measurably lower false-accept rates.”

Director of Digital Channels Name available under reference call · introduced after qualified intro
−87%
Fraud loss
Synthetic identity fraud, YoY
9min
From 4 days
Median onboarding time
4.2×
ROI · Year 1
Vendor consolidation, ops savings
Compliance posture Last attested · April 2026 · request reports
SOC 2 Type II
Certified
ISO 27001
Certified
iBeta PAD Level 2
Certified
GDPR
Compliant
CCPA
Compliant
NIST 800-63 IAL2
In audit · Q2 '26
Talk to our team

Bring your fraud sample.
We'll benchmark it live.

30-minute working session with a solutions engineer. You'll leave with a private benchmark report — no NDA required for the read-out.

Book a demo → Talk to sales
[email protected]
[email protected]
+1 (214) 555-0142
Solutions engineer · live benchmark
30 min · Zoom · Calendly
May 2026 →
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Wed, May 14 · CT
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